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Die-hard Kansas City Royals fans can show their love not just with their team gear, but also their wallets, thanks to the<\/span> <\/span>KC Royals\u2122 Mastercard\u00ae<\/span><\/a>.<\/span><\/p>\n<\/div>\n If you know the difference between George Brett and Bret Saberhagen, and pay to attend Royals games every season, this <\/span>$0<\/span>-annual-fee card offers discounts and access to exclusive cardholder events that could ramp up your fandom.<\/span><\/p>\n<\/div>\n Plus, it has a snazzy design that will let everyone know you\u2019re loyal to the Royals whenever you swipe your card.<\/span><\/p>\n<\/div>\n But is this card a home run for everyday spending, or do the benefits stop with baseball? Well, the <\/span>KC Royals\u2122 Mastercard\u00ae<\/span> does offer flexibility in how you can earn rewards and what you can redeem them for. Combined with its other benefits, it could be a good catch.<\/span><\/p>\n<\/div>\n Here are five things to know about the <\/span>KC Royals\u2122 Mastercard\u00ae<\/span>.<\/span><\/p>\n<\/div>\n \ud83e\udd13<\/span>Nerdy Tip<\/span><\/p>\n As an alternative, you can get an MLB-branded credit card through Bank of America\u00ae that can be customized to the team of your choice.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n You can apply online for the card if you live in a state within reasonable driving distance of the Royals’ home ballpark, Kauffman Stadium, which makes sense because some card perks involve attending games there. You must be a resident of one of these states:<\/span><\/p>\n<\/div>\n That\u2019s an important restriction. But if you’re off the list, you\u2019re not out yet. If you apply in a Commerce Bank branch or through direct mail, then residents of all 50 states are eligible, a bank spokeswoman confirmed.<\/span><\/p>\n<\/div>\n When you use the <\/span>KC Royals\u2122 Mastercard\u00ae<\/span>, you’ll earn an unlimited:<\/span><\/p>\n<\/div>\n 3% cash back at coffee shops, fast-food establishments and on ridesharing services.<\/span><\/p>\n<\/div>\n<\/li>\n 2% cash back at gas stations and eligible restaurants.<\/span><\/p>\n<\/div>\n<\/li>\n 1% cash back on all other purchases.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n The card’s 3% categories are highly specific, which is somewhat unusual for a tiered rewards card. But they could be potentially lucrative on your commute to the ballpark \u2014 or if you stop by an out-of-stadium McDonald\u2019s on the way to the game (so much cheaper than eating at a ballpark).<\/span><\/p>\n<\/div>\n You\u2019d think a baseball-team-branded card might let you redeem points only for peanuts and Cracker Jack, but there are actually several options for cashing in rewards, even though most of the card’s marketing mentions the cash-back option. Note that points expire after three years.<\/span><\/p>\n<\/div>\n Cash back. Cash back comes to you in the form of a statement credit, and you must redeem a minimum of 2,500 points.<\/span><\/p>\n<\/div>\n<\/li>\n Flights. Book flights through the Commerce Bank Rewards Service Center using a minimum of 10,000 points. Choose any available airline, destination, travel date or seat. Terms apply.<\/span><\/p>\n<\/div>\n<\/li>\n Gift cards and merch. Redeem points for gift cards for participating retailers, as well as for Kansas City Royals merchandise.<\/span><\/p>\n<\/div>\n<\/li>\n Give away points. You can also gift rewards points to other Commerce Bank customers who are members of qualified rewards programs, or combine your point earnings from multiple Commerce Bank accounts. Points you acquire this way will expire in one year.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n With the <\/span>KC Royals\u2122 Mastercard\u00ae<\/span>, you can take part in exclusive Kansas City Royals events, but space is limited and these events require you to redeem quite a few points.<\/span><\/p>\n<\/div>\n An example of the least pricey option during a recent season included a cardholder appreciation event and access to the Dugout Suite for a home game. For both events, you could redeem rewards in exchange for two suite tickets and complimentary food and nonalcoholic drinks. However, you had to have been available during the specific games when the events took place, and space was limited. The experiences cost 15,000 to 20,000 points.<\/span><\/p>\n<\/div>\n More flexible (and costly in terms of points) was the Diamond Club package, where 30,000 points could get you comfy seats and access to the Diamond Club bar and concessions. And for 70,000 points, superfans could throw the ceremonial first pitch.<\/span><\/p>\n<\/div>\n For those who are content to sweat it out in the cheap seats, cardholders get discounted ticket prices. Don\u2019t forget your sunscreen.<\/span><\/p>\n<\/div>\n The <\/span>KC Royals\u2122 Mastercard\u00ae<\/span> offers a decent 0% intro APR period on purchase and balance transfers. Even better, the annual fee is <\/span>$0<\/span>. It\u2019s great for treating yourself to season tickets and then taking your time to pay them off, interest-free.<\/span><\/p>\n<\/div>\n But the 5% balance transfer fee is steep. Plenty of other cards, such as the <\/span>BankAmericard\u00ae credit card<\/span><\/a> charge 3% as long as you transfer the balance within the first 60 days of account opening. (After that, the fee increases to 4%.) Plus, if your main goal in getting a credit card is transferring a balance, other <\/span>balance transfer credit cards<\/span><\/a> provide longer 0% APR periods.<\/span><\/p>\n<\/div>\n<\/div>\n \u2018 The preceding article may include information circulated by third parties \u2019 <\/em><\/p>\n \u2018 Some details of this article were extracted from the following source www.nerdwallet.com \u2019 <\/em><\/p>\n","protected":false},"excerpt":{"rendered":" Die-hard Kansas City Royals fans can show their love not just with their team gear, but also their wallets, thanks to the KC Royals\u2122 Mastercard\u00ae. If you know the difference between George Brett and Bret Saberhagen, and pay to attend Royals games every season, this $0-annual-fee card offers discounts and access to exclusive cardholder events […]<\/p>\n","protected":false},"author":2,"featured_media":2219566,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_jetpack_memberships_contains_paid_content":false,"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_social_meta":[],"footnotes":""},"categories":[43],"tags":[],"class_list":["post-2219565","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-royalty"],"jetpack_featured_media_url":"https:\/\/celebrity.land\/en\/wp-content\/uploads\/2026\/01\/5-Things-to-Know-About-the-Kansas-City-Royals-Mastercard.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/posts\/2219565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/comments?post=2219565"}],"version-history":[{"count":1,"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/posts\/2219565\/revisions"}],"predecessor-version":[{"id":2219567,"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/posts\/2219565\/revisions\/2219567"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/media\/2219566"}],"wp:attachment":[{"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/media?parent=2219565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/categories?post=2219565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/celebrity.land\/en\/wp-json\/wp\/v2\/tags?post=2219565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}1. Not everyone can apply online<\/span><\/h2>\n<\/p>\n
2. It offers useful reward categories<\/span><\/h2>\n<\/p>\n
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3. Redemptions go beyond cash back<\/span><\/h2>\n<\/p>\n
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4. Cardholders can get special access and discounts<\/span><\/h2>\n<\/p>\n
5. Introductory APR offers are a mix<\/span><\/h2>\n<\/p>\n